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二○一八年二月三日/二月四日                                                                                              Click here for Pastor's Sharing

股票與金錢

蕭壽華牧師

你們的財寶在哪裡,你們的心也在那裡。(路十二 34)


調查顯示,近年有越來越多香港人投入股民大軍,由學生、家庭主婦、打工仔、老年人,以至專業投資人士也在其中;有目不識丁的,也有學富五車的,真的可謂無分貧富或階層……


基督徒可以買股票嗎?基督徒可以買股票,若是經過禱告及理性思考才進行投資,並且能妥善地管理神所託付的金錢,那並無不可。話雖如此,過程中卻仍是危機四伏的,當事人惟有時常自我省察,才不至於陷入試探。


股票買賣和各種金融活動,原是資本主義社會裡的一種自然活動,但這些活動成為問題的最主要原因,乃在於人的「貪婪」。舊約希伯來文「金錢」一字源自一個意思為「渴望」或「因渴望成就某事而苦惱」的動詞。我們若不斷追求金錢或不止息地渴求賺錢,內心便會出現一種永遠不能滿足的欲望,貪婪便悄悄地在內心成形。又或者說,貪財的人會不斷渴望多得金錢,甚至不惜為多得金錢而放下健康、家庭、關係或道德原則。大學生故意遲交學費,又或利用政府給予的貸款來炒股票,就已經是踏進這扇貪財之門了。


聖經警惕我們不要「貪愛」錢財(love of money,來十三 5)。當金錢不再是成全其他美善、具有意義的目的之媒介,而本身反倒成為了目的時,金錢便被愛慕、被高抬至一個「神」的地位,甚至主宰了你我的人生。主耶穌絕少將一些事物神化,但談及「瑪門」(即財富)時卻說:「你們不能又事奉神,又事奉瑪門。」(太六 24)聖經也不斷強調「貪婪與拜偶像一樣」(西三 5;弗五 5),這就是為何聖經會說:「貪財是萬惡之根。有人貪戀錢財,就被引誘離了真道……」(提前六 10)人生命中許多美善的品格,如慷慨、愛心、滿足、喜樂等,也會隨著人的貪財而消失。


神既然賜某些人財富,讓他們在正當的股票買賣中賺得錢財也是值得感恩的。聖經只是告訴有錢財的人「不要自高」──不要以為「我」已掌握自己的明天,又或「我」有把握賺大錢;也不要把自己的安全感建基於財富上,因為財富原是「無定的」。聖經勉勵我們要「在好事上富足」。虧損了的,也可以安然,知道財富原來就是會有所變化的,並且財富多少都是相對的──怎樣才是多?怎樣才是少?主說:「只要有衣有食,就當知足。」(提前六 8)因此,人只要知足,內心便會快樂。


(本文摘自蕭牧師著作《真正富足》,蒙宣道出版社允准轉載。)








Pastor's Sharing
Stocks and Money
Rev Gordon Siu

“For where your treasure is, there your heart will be also.” (Luke 12:34)

A survey has found that in recent years, more and more Hong Kong people are entering the stock market. Students, housewives, employees, seniors, professional investors – some illiterate, some very learned, whether rich or poor and from every sector of the community, they are engaged in stock trading.

Can Christians trade equities? Yes, if the person who invests does so after praying and rational thinking and can properly take care of the money entrusted to him by God. That said, stock trading is full of risks. The investor needs to examine himself often to avoid falling prey to temptation.

Stock trading and other financial activities are characteristic of a capitalist society. They present a problem mainly because of man’s greed. The Old Testament Hebrew word for “money” came from a verb meaning “yearn for” or “woe from longing to accomplish something.” An endless pursuit of wealth or a ceaseless yearning for worldly gain produces an insatiable desire deep in the heart. This is greed. Greed always seeks excessive riches, even at the cost of health, family, relationships and moral principles. University students who deliberately defer payment of their tuition fees or use government loans to buy stocks have fallen prey to avarice.

The Bible exhorts against the “love of money” (Hebrews 13:5). When money is no longer a means to achieve good and meaningful goals but turns into an end in itself, it will be loved, elevated and deified. It can even control human life. The Lord Jesus seldom deifies things but concerning mammon (wealth), He said, “Ye cannot serve God and mammon” (Matthew 6:24,King James Version). The Bible has time and again equated greed with idolatry (Colossians 3:5; Ephesians 5:5). That is why the Bible says, “For the love of money is a root of all kinds of evil. Some people, eager for money, have wandered from the faith…” (1 Timothy 6:10). A host of virtues such as generosity, love, satisfaction and joy are displaced by avarice.

Where God bestows a man with riches and allows him to make money through proper equity trading, it is a reason for gratitude. The Bible only tells those who are rich in this present world “not to be arrogant,” that is to say, not to think that “I” have the future in my hands or that “I” am confident about making a lot of money. Nor should man build his sense of security upon wealth, “which is so uncertain.” The Bible commands us “to be rich in good deeds.” Anyone who has lost money in stocks can feel at ease, knowing that wealth is intrinsically illusive. Moreover, richness is a relative thing – how much money does it take to make a person rich? And how much makes him poor? The Lord said, “…if we have food and clothing, we will be content with that” (1 Timothy 6:8). As long as a man is content, his heart will be filled with joy.